Any information about me and my account may be shared within Nationwide and Nationwide International to open and manage the account, make lending decisions, collect debts, trace debtors, prevent fraud and money laundering and for business analysis. It may also be shared within Nationwide and with specialist companies for market research purposes on behalf of Nationwide. It may also be shared with other organisations for the purposes of them providing products and services in association with or on behalf of Nationwide. Nationwide may use my information to populate application forms for products provided or introduced by Nationwide. If I notify you of changes to my personal details, it is your normal practice to update all of my accounts unless I ask you not to. If I have opened an account or policy with another organisation introduced or provided to me by Nationwide, I will need to contact them to update my details.
Nationwide may inform me of special offers, products and services, either by letter, telephone or e-mail.
If I am a new Nationwide Building Society customer and I do not wish to receive marketing material by letter, telephone or email, or any combination of these I can write to you at Nationwide Building Society, Marketing Opt Out, Commercial Department, Kings Park Road, Moulton Park, Northampton, NN3 6NW.
If I am an existing Nationwide Building Society customer my current marketing preferences will continue unless I tell you otherwise.
If I have given a previous marketing instruction to any subsidiary or trading division of Nationwide Building Society, my request to them will not change.
‘Nationwide’ means Nationwide Building Society, its subsidiaries and trading divisions. If I require further information I can ask for a copy of your leaflet ‘How Nationwide uses your personal information’. This can be requested from a branch and is also available on line at www.nationwide.co.uk
You may make searches about me at credit reference agencies who will supply you with information, including information from the Electoral Register, for the purpose of verifying my identity. The agencies will record details of the search whether or not my application proceeds. The searches will not be seen or used by lenders to assess my ability to obtain credit. You may use scoring methods to assess my application and to verify my identity. Credit searches and other information which is provided to you and/or the credit reference agencies, about me and those with whom I am linked financially, may be used by Nationwide and other companies if I apply for other facilities including insurance applications and claims. This information may also be used for debt tracing and the prevention of money laundering as well as the management of my account. Alternatively, you may ask me to provide physical forms of identification.
I have the right of access to my personal records held by you and the credit and fraud agencies. Nationwide charges a fee for this service.
I can ask for a copy of your leaflet ‘How Nationwide uses your personal information’ which will tell me how to apply for my records and explains in more detail how my information will be used by Nationwide, and the fraud prevention agencies and any permitted third parties. You may make changes from time to time to this leaflet and I can obtain a copy of the most recent version at any time from a branch or online at nationwide.co.uk
You may transfer my information to a country that is outside the European Economic Area for the purposes of managing and administering my account and you will ensure that the security of my data is maintained.